Our Solutions


Our solution is unique, high-speed, secure, simple and convenient to use.
It is also available in various vernacular languages.

Corporate Solutions : Making Operations Cashless and Paperless

1. Digital Onboarding
  • Corporates can facilitate paperless applications by accepting digital signing of application forms and supporting documents with Aadhaar number and OTP.
  • This eliminates the risk of transferring documents across locations and reduces the TAT required to process an application
  • Companies can enable electronic bank mandates whereby customer submits a bank mandate electronically for recurring payments.
  • This feature eliminates paper based processes and drastically reduces the time required to activate a bank mandate.
    Digitally verifying customer’s KYC documents such as:
  • Bank Account number (via Bene validation)
  • PAN Card
  • Voter ID
2. Digital Collections
  • Aadhaar Pay is an agent-assisted solution, which enables corporates to facilitate digital collections of outstanding EMI’s, processing fees, recurring bills and other sundry charges, using the customer’s Aadhaar card number and bio-metric authentication.
  • By implementing Aadhaar Pay on field and at branches, corporate entities can avail of a number of benefits:
    • Enable customers to transact bare pocket without a card or smart phone.
    • Expand the number of digital EMI Collection options available to field agents
    • Increase the penetration of cashless payments in the business
    • Reduce risk and costs associated with cash handling
    • Reduce TAT’s at branches
    • Track collections digitally and seamlessly
  • UPI is a digital payment solution which allows real-time transfer of money between bank accounts using smart phones. UPI serves to provide the following benefits:
    • Since the payment is enabled to a virtual handle, it eliminates the need to know the beneficiary account number and IFSC code.
    • It makes peer to peer payments easy and instantaneous.
    • It enables corporates to conveniently and instantaneously disburse loans and settle insurance claims.
  • mPOS or Mobile Point of sale is portable smart phone or tablet which enables businesses to accept credit/ debit card payments on the go.
  • It also enables large format stores to drive sales in different environments and different parts of a retail store thereby shortening queuing and customer check out time.
  • Bharat QR is an integrated payment system which enables a customer to make payment by scanning a code at the merchant’s location.
  • It eliminates the need to physically hand over a card to the merchant.

Business Correspondence

Empowering merchants to ride the Financial Inclusion wave by becoming a Banking Correspondent for Aadhaar Enabled Payment System (AEPS) services. These services include:
1. Aadhaar Enabled Payment Services
  • Enable bank customers to use AEPS services at your retail outlet and withdraw money from their bank account, without having to visit an ATM or bank branch.
  • Enable bank customers to visit your shop to deposit money into their bank account, without needing to have a smart phone or Internet Banking facility.
  • Enable customer to check their bank balances and generate a mini statement using AEPS
  • Enable customers to transfer funds to a beneficiary account even if they do not hold a bank account of their own using Direct Money Transfer.
  • Facilitate payment of bills digitally with Bharat Bill Pay Services

Merchant Solutions: Enabling Digital Transactions

  • Enable customers to pay for goods and services at your establishment using Aadhaar Pay, which uses Aadhaar linked bank account and Bio-metrics to authenticate transactions.
  • mPOS or Mobile Point of sale is portable smart phone or tablet which enables merchants to accept cards payments at the retail store.
  • Enable customers to make payments at the store by pushing a UPI collect request or generating a QR code for scanning and paying via UPI.

Value add services

  • Staff Management
  • User Management
  • Attendance Management
  • Fleet Tracking
  • Staff Reports
  • Targeted MIS reports
  • Business Analytics
  • Staff Reports
  • Targeted MIS reports
  • Business Analytics