© Copyright 2018 - Tapist Technologies Pvt Ltd
Tapits Technologies operates the web site accessible from the URL www.fingpay.co.in ('Website').At Tapits Technologies, we dedicate ourselves to revolutionizing the way individuals and businesses manage their financial transactions. We want to give you the comfort and confidence so that we can serve your needs better. In that effort, we respect and protect the privacy of those who visit or use our Website. We want you to know how your information is used and we therefore list below the practices which we have adopted for your reference in this regard:
1. We will strictly safeguard in accordance with this privacy statement the security and confidentiality of any information you share with us.
2. We will limit the collection and use of your information to what we require to deliver superior service to you, which includes administering our business and advising you about products, services and other opportunities from Tapits Technologies.
3. We will permit only Alliance Partners, Service Providers, our and their employees and other persons entitled to the information under this policy statement to have access to your information. Our employees who violate our privacy policies will be subject to our normal disciplinary process. We will not reveal customer information to any external organization not authorised by this Privacy Statement unless we have previously informed you on the Website or in agreements, or have been authorized by you, or are required by law.
4. We may permit use of your name, e-mail addresses, addresses, telephone and fax numbers and other relevant details for our own marketing or we may permit others to access the same for marketing. However, no information relating to your personal bank accounts or personal investments will be revealed to any third party without your consent unless required by law.
This page states the Terms and Conditions under which you (Visitor) may visit this Web site http: www.fingpay.co.in ( hereinafter referred to as 'Website'. Please read this page carefully. If you do not accept the Terms and Conditions stated here, we would request you to exit the Website. Tapits Technologies under the brand name “FINGPAY” reserve their respective rights to revise these Terms and Conditions at any time by updating this post. You should visit this page periodically to re-appraise yourself of the Terms and Conditions, because they are binding on all Visitors of this Website. The Service is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. In using this Website or the Services by FINGPAY, you are deemed to have read and agreed to the following Terms and Conditions.
The following definitions apply to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements:
"Client", "You" and "Your" refers to you, the person accessing this website i.e. the Visitor.
DEFINITIONS: FINGPAY brand belongs to 'Tapits Technologies’, a company incorporated under the provisions of Companies Act, 1956 having its registered office at Zone Startups India, 18th Floor, BSE Building, Dalal Street, Mumbai-400001, Maharashtra, India, and includes its successors and assigns. Tapits Technologies owns and manages the Website http: fingpay.co.in.
MERCHANT refers to the person or entity with whom Tapits Technologies has valid agreement for participation in the Service offered on this Website by Tapits Technologies.
Customer refers to the person or entity who have made payment to the Merchant using Tapits Technologies Payment Services.
Payment Accountrefers to any valid account of the Customer, including the bank accounts maintained with any bank or financial institution, from which the Customer has made payment to the Merchant, in consideration of goods and services purchased by the Customer.
Payment Instructionrefers to instruction given by the Customer using the Tapits Technologies Service for effecting payments to Merchant.
Business Daymeans Monday through Friday, excluding Banking holidays.
Due Daterefers to the date by which the Merchant should receive the payment of the bill.
Payment Daterefers to the date the Merchant actually receive the payment of the bill after due processing of the Payment Instruction set up by a Customer.
Pay On Date or Scheduled Daterefers to the date for which the Customer has scheduled the Payment Instruction(s).
You accept that Tapits Technologies shall be corresponding with you in an electronic mode and for which you have already consented by accessing this Website. Communication from Tapits Technologies shall be by means of an e-mail or by posting any notices on this Website. You agree and accept that all agreements, disclosures and any other communications that we shall provide you, satisfy all the legal requirements under the relevant statutes in India.
If you are not a Resident Indian, you may access, use and avail of the Service only to the extent that the laws of India and those of your country permit you to do so. Further, your use of the Service is based on the understanding and agreement that by accessing and using the Service, you may be violating the local laws in India and/or your country. You agree that you will be solely and absolutely liable for any liability incurred by you in this regard and you will indemnify Tapits Technologies against any liability incurred by Tapits Technologies in this regard.
Merchant REGISTRATION OBLIGATIONS
In consideration of your use of the Service, you agree to:
(a) provide true, accurate, current and complete information about yourself ("Registration Data"), your Payment accounts and Payment Instruction(s) ("Payment Data"), Merchant & payee details ("Authentication Data") and
(b) maintain and promptly update the Registration Data, Payment Data and Authentication Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or Tapits Technologies has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Tapits Technologies has the right to suspend or terminate your account and refuse any and all current or future use of the Service provided on this website (or any portion thereof).
If you do not provide Tapits Technologies with accurate, complete and updated registration information, you are not authorized to use the service and your account may be terminated immediately. You further agree that, in providing such registration information, you will not knowingly or otherwise omit or misrepresent any material facts or information and that you will promptly enter correct and/or updated Registration Data via the Service, or otherwise advise us promptly in writing of any such changes or updates. You further consent and authorize Tapits Technologies to verify your Registration Data as may be required for your use of and access to the Service offered on this Website, as applicable
Merchant ACCOUNT, PASSWORD, AND SECURITY To open an account, you must complete the registration process by providing us with your Registration Data You are responsible for maintaining the confidentiality of the Registration Data, Payment Data and Authentication Data, and are fully responsible and liable for all activities that occur under your password or account or Secret Key.
You agree to:
(a) immediately notify Tapits Technologies of any unauthorized use of your password or account or Secret Key or any other breach of security, and
(b) ensure that you exit / log-out from your account after every time you use the Website. Any transaction or activity pursuant to use of your account or password shall be deemed to be your transaction or activity and Tapits Technologies shall have no obligation to verify the authenticity of any such transaction or activity. Tapits Technologies does not assume any responsibility and cannot and will not be liable for any loss or damage arising from your negligence or failure to exit or log-out your account.
If you forget your password, you can request for a new password. On Tapits Technologies being satisfied of your identity (which satisfaction shall be entirely at the discretion of Tapits Technologies), Tapits Technologies shall communicate a new password to you at the e-mail address registered by you with Tapits Technologies. You shall be responsible for continuing to maintain this e-mail address. Tapits Technologies shall not be liable if it declines to furnish the password by reason of it not being satisfied as to your identity.
For your security reasons you have to change this new password as soon as it is received by you, and until then this password shall be deemed to be your password and you will be responsible and liable for all transactions or activities pursuant thereto. Upon generation of the new password, Tapits Technologies shall discontinue the use of the old password. However, you shall be responsible and liable for all transactions that are carried out by the use of the old password, till the time of discontinuation of the old password.
You are not allowed to modify, copy, distribute, transmit, display, reproduce, publish, license, sell or transfer any information contained in this site. Use does not mean usage of your username and password by person other than you whether knowingly or negligently. In case of use of your username and password by person other than you and which comes to the knowledge of Tapits Technologies, Tapits Technologies expressly reserves the right to terminate your use without assigning any reason and which shall be binding upon you. You may not access this Website and operate on any false e-mail id for the purpose of gaining access into this Website for your personal use.
You are prohibited from violating or attempting to violate the security of the Web site, including, without limitation, (1) accessing data not intended for such visitor or logging into a server or account which the visitor is not authorised to access, (2) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures (3) attempting to interfere with service to any visitor, host or network, including, without limitation, via means of submitting a virus or "Trojan horse" to the Web site, overloading, "flooding", "mail bombing" or "crashing", or (4) sending unsolicited electronic mail, including promotions and/or advertising of products or services. Violations of system or network security may result in civil or criminal liability. Tapits Technologies and / or its associate entities will have the right to investigate occurrences that they suspect as involving such violations and will have the right to involve, and cooperate with, law enforcement authorities in prosecuting visitors who are involved in such violations.
You shall not use this Website in order to transmit, distribute, store or destroy material (a) that could constitute or encourage conduct that would be considered a criminal offence or violate any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy or publicity of other personal rights of others, or (c) that is libelous, defamatory, pornographic, profane, obscene, threatening, abusive or hateful.
Links to/from other Web Sites
This Website contains links to other third party websites. These links are provided solely as a convenience to you. Wherever such link/s may lead to sites which do not belong to Tapits Technologies, Tapits Technologies is not responsible for the content of linked sites and does not make any representations regarding the correctness or accuracy of the content on such third party websites. If you decide to access such linked third party websites, you do so at your own risk.
Similarly, this Website can be made accessible through a link created by other third party websites. Access to this Website through such link/s shall not mean or be deemed to mean that the objectives, aims, purposes, ideas, concepts of such other third party websites or their aim or purpose in establishing such link/s to this Website are necessarily the same or similar to the idea, concept, aim or purpose of this Website or that such links have been authorised by Tapits Technologies. We are not responsible for any representation/s of such other third party websites while affording such link and no liability can arise upon Tapits Technologies consequent to such representation, its correctness or accuracy. In the event that any link/s afforded by any third party website/s derogatory in nature to the objectives, aims, purposes, ideas and concepts of this Website is utilised to visit this Website and such event is brought to the notice or is within the knowledge of Tapits Technologies, civil or criminal remedies as may be appropriate shall be invoked.
You shall not create a link to any page of this Website without our prior written consent. If you do create a link to a page of this Website you do so at your own risk and the exclusions and limitations set out above will apply to your use of this Website by linking to it.
CONFIGURATIONS AND MINIMUM ESSENTIALS: Tapits Technologies does not expressly recommend any particular software, operating system, application to use and access this Website. If for any particular reason, the Website does not open or is unable to be displayed in full in the Visitor's computer, then Tapits Technologies shall not be held liable for any act, omission or commission that may occur because of the same. It shall be your responsibility and liability to keep your computer in consonance with the latest standards so as to access this site; though latest standards cannot be defined or categorized.
INTELLECTUAL PROPERTY RIGHTS:
All the Content displayed on this Website is the sole propriety and is in the exclusive right, title and ownership of Tapits Technologies. The copyright existing in the content on the Website as well as the Website itself is and shall always remain in the sole custody, possession, control and ownership of Tapits Technologies. Copyright for this purpose includes registered as well as non-registered copyright. Trade mark and domain name with of this Website also vests with Tapits Technologies. All the marks, logos, designs used in this Website are and shall always remain with Tapits Technologies. Trade marks that have been put for registration and non registered trade marks shall also be the sole propriety of Tapits Technologies. Any intellectual property rights arising as a result of makeover of any content provided by any Visitor, then intellectual property arising because of such makeover shall also vest with Tapits Technologies. The Visitor to this Website grants a royalty free, exclusive and transferable right to Tapits Technologies with respect of the content posted by him/her.
CONTESTS AND REWARDS:
Tapits Technologies may organise various contests / promotions for the Visitors of this Website. The Visitor participating in the contest / promotion offers might stand change to win the contest or avail the offer. As per the terms of respective contest or promotion, Tapits Technologies may give Prizes to the Winners of contest or promotion. Tapits Technologies reserves the right in its own discretion to select the winner or Visitor eligible to be awarded and which decision shall be full, final and binding on the participants. The award or offer given away by Tapits Technologies is not transferable and neither can be converted in cash. The Visitor will be notified by Tapits Technologies and only the participating visitor (himself / herself) shall be eligible to claim the same from Tapits Technologies.
The award or offer will be non-transferable, non-negotiable, subject to availability and there will be no cash alternative. Tapits Technologies reserves the right to substitute awards or offers of equal or greater value, at any time.
Income tax, gift tax or any other statutory taxes, duties or levies as may be applicable from time to time, arising out of the Prizes, shall be solely borne by the Winner for the respective Prize won.
You agree that Tapits Technologies may access your account information, including its contents, as stated above or to respond to service or technical issues.
CUSTOMER'S PAYMENT INSTRUCTIONS
Customer's Payment Instruction(s) will be effected only after proper authentication in accordance with the prescribed procedure of Service.
The Payment Instruction(s) shall be processed in the manner as may be selected by customer while making the payment using Tapits Technologies payment services.
Tapits Technologies assumes no responsibility and shall incur no liability if it is unable to effect any Payment Instruction(s) on the Payment owing to any one or more of the following circumstances:
If the Payment Details provided by you is/are incomplete, inaccurate, invalid or delayed.
If the Customer's Account has insufficient funds/limits to cover for the amount as mentioned in the Payment Instruction(s)
If the funds available in the customer's Account are under any encumbrance or charge by the bank or financial institution.
If your Bank or financial institution refuses or delays honoring the Payment Instruction(s).
Circumstances beyond the control of Tapits Technologies (including, but not limited to, fire, flood, earthquakes, natural disasters, bank strikes, power failures, systems failure like computer or telephone lines breakdown due to an unforeseeable cause or interference from an outside force).
In case the payment is effected or successful, CUSTOMER will be intimated about the successful payment by sms sent to the mobile number specified by customer in that regard. Tapits Technologies assumes no responsibility beyond that of sending the intimation to you in this regard.
In order to use the Service, you may need to use third party services, either directly or indirectly. You will be liable to pay any service fees associated with such access. In addition, you must have all equipment necessary to make such connection to Tapits Technologies, including a android phone and biometric fingerprint scanner.
In respect of the Services rendered to you, Tapits Technologies reserves the right to charge and recover from you certain charges/fees by debiting the Payment Account or by sending a bill to you for the amount of charges /fees. The charges / fees will vary based on the Payment Instructions or Payment Account and various charges required by the Law of the Land. You will be liable to pay these charges/fees by the date specified in that regard. Failure to pay such charges/fees on or before the specified date will render you liable for payment of interest at such rate as may be stipulated by Tapits Technologies and/or withdrawal of the Service without any liability to Tapits Technologies.
AS PROVIDED ABOVE, ALL INFORMATION, TECHNOLOGY AND SERVICE PROVIDED SHALL, AT ALL TIMES, BE ON A "AS IS" AND "AS AVAILABLE" BASIS AND TAPITS TECHNOLGIES HEREBY STATES THAT ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE WEBSITE OR ITS OPERATION IS NOT UNDERTAKEN BY TAPITS TECHNOLGIES. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TAPITS TECHNOLGIES DISCLAIM ALL WARRANTIES, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. TAPITS TECHNOLGIES MAKES NO WARRANTY THAT THE WEBSITE WILL MEET YOUR REQUIREMENTS, OR THAT THE WEBSITE SHALL BE UNINTERRUPTED, TIMELY, SECURE, freedom from computer virus OR ERROR FREE.
TAPITS TECHNOLGIES DOES NOT WARRANT OR MAKES ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE SERVICE IN TERMS OF ITS COMPATIBILITY, CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR ACCESS AND USE OF THE SERVICE.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
ALTHOUGH TAPITS TECHNOLGIES ADOPTS SECURITY MEASURES IT CONSIDERS APPROPRIATE FOR THE OFFER OF THIS SERVICE, IT DOES NOT ASSURE OR GUARANTEE THAT NO PERSON WILL OVERCOME OR SUBVERT THE SECURITY MEASURES AND GAIN UNAUTHORISED ACCESS TO THE SERVICE OR ANY CUSTOMER'S ACCOUNTS. TAPITS TECHNOLGIES SHALL NOT BE RESPONSIBLE OR LIABLE IF ANY UNAUTHORISED PERSON HACKS INTO OR GAINS ACCESS TO THE SERVICE OR TO YOUR ACCOUNTS; AND YOU SHALL BE LIABLE AND RESPONSIBLE FOR THE SAME.
THIS DISCLAIMER OF LIABILITY APPLIES ALSO TO ANY INJURY OR DAMAGE CAUSED BY ANY FAILURE OF PERFORMANCE, DELAY IN PROCESSING OR TRANSMISSION, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.
TAPITS TECHNOLGIES SHALL NOT BE RESPONSIBLE FOR UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY MATERIAL OR DATA SENT OR RECEIVED, OR NOT SENT OR NOT RECEIVED, OR ANY TRANSACTIONS ENTERED INTO THROUGH THE SERVICE. YOU SPECIFICALLY AGREE THAT TAPITS TECHNOLGIES IS NOT RESPONSIBLE FOR ANY CONTENT, DATA, INFORMATION SENT USING AND/OR INCLUDED IN THE SERVICE BY ANY THIRD PART.
LIMITATION OF LIABILITY
IN NO EVENT SHALL TAPITS TECHNOLGIES OR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR AFFILIATES BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR OTHER DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR OTHER PECUNIARY LOSS) ARISING OUT OF THIS SUBSCRIPTION AGREEMENT OR (i) THE USE OF OR INABILITY TO USE ANY SERVICE,; (II) THE PROVISION OF OR FAILURE TO PROVIDE SERVICES (III) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (IV) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (V) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (VI) ANY OTHER MATTER RELATING TO THE SERVICE; WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF TAPITS TECHNOLGIES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You hereby agree to indemnify and hold TAPITS TECHNOLGIES , its agents, contractors, members, subsidiaries, affiliates, service providers, syndicators, distributors, licensors, officers, Partners and employees, harmless from any loss suffered by TAPITS TECHNOLGIES as a result of a breach of the terms and conditions of this agreement by you and from any claim brought by third parties alleging that use of the Service by you or under your account has infringed any intellectual property or other right of any kind, or any applicable laws or regulation. You shall pay all costs, damages, awards, fees (including legal fees) and judgments awarded against TAPITS TECHNOLGIES arising from such claims, and shall provide TAPITS TECHNOLGIES with notice of such claims, full authority to defend, compromise or settle such claims and reasonable assistance necessary to defend such claims, at your sole expense.
No failure or delay by TAPITS TECHNOLGIES in enforcing any provision, exercising any option or requiring performance, shall be construed to be a waiver of that or any other right in connection with this Agreement.
If any provision of this Agreement is invalid or unenforceable under applicable law, it is, to that extent, deemed omitted and the remaining provisions will continue in full force and effect. The invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.
NOTICES, TRANSACTION RECORDS AND ELECTRONIC DISCLOSURES
Notices to you may be made via either email or by delivery by hand /regular mail to the address provided by you. TAPITS TECHNOLGIES may be required to provide to you certain disclosures and notices, which are mandated by various laws and rules and transaction related notifications such as receipt of bill details, payment advices, payment return advices etc. You acknowledge and agree to receive all such disclosures and notifications electronically, which, in most cases, will be done through the Internet. If, for any reason, you do not wish to receive the disclosures electronically, you must advise TAPITS TECHNOLGIES immediately. In such an event, TAPITS TECHNOLGIES reserves the right to discontinue/terminate the provision of the Service to you, in whole or in part.
You acknowledge that TAPITS TECHNOLGIES shall have no liability or obligation to keep a record of the transactions carried through the Service and/or to provide information to you or for verifying your Payment Instructions, other than records required to be kept or information required to be provided statutorily by TAPITS TECHNOLGIES.
The laws of India govern these terms and conditions. In case of any dispute, the dispute shall be settled by Arbitration as per the provisions of Arbitration and Conciliation Act, 1996. Subject to Arbitration, the courts of Mumbai shall have exclusive jurisdiction.
TAPITS TECHNOLGIES accepts no liability whatsoever, direct or indirect for non-compliance with the laws of any country other than that of India. The mere fact that you are in a country other than India accesses the Service does not imply that the laws of that country govern these terms and conditions or the use of the Service.
What is Fingpay?
Fingpay is a retail payment and collection solution enabling merchants to accept digital payments even from customers without a card or wallet or mobile.
How does it work?
To make payment the customer enters his mobile number. Merchant enters transaction details and the mode. Customer authenticates giving biometric details.
What is the basic information required for the transaction? Basic requirement for each transaction is The Mobile Number The fingerprint scan The transaction amount (and Aadhar number for first time users).
Is Fingpay app compatible with every mobile OS?
Fingpay is currently compatible with all Android devices